Margdarshak Financial Services Limited (MFSL)

Margdarshak is a leading provider of financial services in India. The organisation provides small loans to the entrepreneurial and marginalised sections of the community using cutting edge technologies, supported by strong field presence. 2 of Margdarshak’s states of presence are the largest states of India with combined population of 330 million, with over 70% of them being below 1$ a day income levels. Margdarshak adapts a technology led client life cycle management process, where-in each human touch point with the customer is digitised. The company has attracted equity from 2 institutional entities and has borrowing relationships with over 35 lenders. Margdarshak operates a network of over 140 branches across India and actively considering branch-less financial inclusion model in India. The organisation adapts an economic empowerment led model of financial inclusion which includes strengthening the earning abilities of its member families.